Introduction
Buying Property Under Market Value
Professional Investors will eventually look for alternative ways to increase their property portfolio in a more profitable way. Buying at auction is the most common way to source properties under market value but Investors will find that Lenders will decline to secure funds against the property until it is in a 'lettable' condition. Bridging Finance options are limited and can be expensive meaning a large deposit is necessary along with the additional refurbishment costs. Other Investors may turn their attention to offering a quick property purchase in return for a substantial reduction in purchase price; but with Lending criteria restricted to borrowing on the actual purchase price rather than open market value, without the correct methods any funds made in this way can end up being tied up in equity. Property purchased below market value (BMV property) is only immediately profitable if you are able to borrow based on the open market value rather than a percentage of the purchase price.
This website is dedicated to Professional Property Investors and Landlords and provides solutions to niche borrowing scenarios either by request on an individual basis, or with the funds of our collective membership.
Specialist Lending Solutions Whether you choose to join our collective or make an individual enquiry this website will assist you to borrow on BMV properties even if they are in need of refurbishment and not immediately 'lettable'. Through all of our niche borrowing schemes we can assist you to borrow based on open market value rather than the actual lower purchase price.
The schemes and methods we offer provide end to end solutions with interest rates and fees on par with that of standard Lending. More.....
If you are not a Professional Landlord, but want to learn more about our services please click here.
Bridging Loan Finance and Bespoke Lending
As well as niche Lending for BMV Investors we also provide finance for many other scenarios. Please choose from one of the topics below so we can assist with your enquiry:
Buildings Insurance (Landlord and portfolio insurance)
The FSA do not regulate some forms of mortgages.